| Item | Cost (INR) | Notes |
|---|---|---|
| Purchase of buffalo | Rs. 140,000 | High-yield breed (Murrah, Mehsana, Nagpuri) |
| Shed & Infra (shared) | Rs. 5,000 | Pro-rated barn, fencing, etc. |
| Vet & Insurance | Rs. 10,000 | Annual |
| Feed (1 year) | Rs. 60,000 | Fodder, minerals |
| Total | Rs. 1,55,000 | Annual per buffalo |
| Item | Monthly Allocation |
|---|---|
| Operational Costs | Rs. 15,000 |
| Farm Margin | Rs. 4,000 |
| Investor Payout | Rs. 15,000 |
| Total | Rs. 34,000 |
Investors receive an estimated 10% return monthly on the initial Rs. 1,50,000/- investment (roughly Rs. 15,000/- PM, totaling Rs. 1,80,000/- PA or 120%). Returns can be adjusted based on lactation cycle, health, feed prices, and milk demand.
| Source | Est. Monthly Revenue (Per head) |
|---|---|
| Milk Sales (15 litres/day) | Rs. 36,000 (450 litres × 80) |
| Value-added (curd, paneer) | Rs. 10,000 |
| Monthly Gross | Rs. 46,000 |
| Plan | Investment | Heads | Lock-in | Est. Monthly ROI |
|---|---|---|---|---|
| Basic | Rs. 1,50,000/- | 1 head | 12 months | Rs. 15,000/- |
| Premium | Rs. 5,00,000/- | 3 heads | 12 months | Rs. 45,000/- |
| Institutional | Custom | 10 heads | Custom | Negotiable |
| S.NO. | Instrument | Dividend | Risk (1-10) |
|---|---|---|---|
| 1 | Mutual Funds | 0% | 5 |
| 2 | Fixed Deposits | 0% | 2 |
| 3 | Buffalo | 10% | 4 |
| Risk | Mitigation |
|---|---|
| Disease | Regular vet checks, insurance |
| Market price dip | Contracts with dairies, cooperative tie-ups |
| Drought/feed shortage | Feed storage planning |
| Buffalo infertility | Replacement guarantee clauses |
| Year wise | No. of Buffalo | Breed | Cost per Unit | Total Cost | Feed Cost per Annum | Medical Expenses pa. | Other Expenses | Total Cost | Assumed Returns YTD | No. Of Payments Months | Assumed Monthly Payout |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 10 | Muura | 145000 | 1450000 | 1080000 | 35000 | 700000 | 3265000 | 740000 | 9 | 83000 |
| 2 | 10 | Muura | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 830000 | 10 | 83000 |
| 3 | 10 | Muura | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 830000 | 10 | 83000 |
| Year wise | No. of Buffalo | Breed | Cost per Unit | Total Cost | Feed Cost per Annum | Medical Expenses pa. | Other Expenses | Total Cost | Assumed Returns YTD | No. Of Payments Months | Assumed Monthly Payout |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 10 | Sahiwal | 90000 | 900000 | 1080000 | 35000 | 700000 | 2520000 | 450000 | 9 | 48000 |
| 2 | 10 | Sahiwal | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 450000 | 10 | 48000 |
| 3 | 10 | Sahiwal | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 500000 | 10 | 48000 |